General Website Disclaimer Notice

Important Notice

All information is provided for general guidance only.

Consult individual advisors for guidance tailored to your needs—results may vary.

lunivaraqent aims to offer value-driven consultations and practical advice through this site. Still, we do not provide investment, legal, or tax advice. Information is not a substitute for professional guidance in your unique situation.

General Site Notice

Material on this site is informational and should not be seen as comprehensive or final. Use discretion and consult qualified advisors before making significant financial decisions. lunivaraqent disclaims responsibility for reliance on site materials or content.

Site Liability Limitations

lunivaraqent takes reasonable care, but usage is at your risk.

No representations about accuracy, reliability, or suitability are made.

We are not liable for indirect, incidental, or consequential damages.

Results and experiences differ for each individual. We cannot forecast outcomes.

No liability for loss due to site downtime, errors, or third-party links.

Accuracy of Content

Our team works to keep site content as current and accurate as possible, but errors may occur. Information is reviewed periodically, and updates are made as needed. Users should independently verify advice before acting.

No warranty is made for the accuracy or completeness of information.

Consult a Professional

This site offers general information only. For tailored tax, investment, or legal matters, consult an appropriate professional.

External Links

Links to third-party sites are for convenience and do not signify endorsement. lunivaraqent is not responsible for content or reliability of external sites.

Results Disclaimer Statement

Outcomes of value-driven planning may depend on personal circumstances. Results may vary for every individual.

Results May Vary Notice

Experiences shared by others are illustrative and should not be interpreted as typical for all users.

Financial Service Disclaimer

lunivaraqent does not promote or offer regulated investment products or advice.

Services involve only value-driven consultations, not financial product recommendations.

No regulated financial advice, portfolio management, or investment sales are undertaken.

Advice is suitable for informational purposes and not a substitute for professional financial services.

Jurisdiction and Law

Your use of the site is governed by Canadian law.

Legal actions, disputes, or claims must follow the laws of Canada and Canadian courts.

Canadian law applies to all website content and services.

Users outside Canada are responsible for compliance with their local regulations.

Indemnification

Users agree to protect lunivaraqent against claims resulting from improper use of the site or breach of policies.

Severability

If one clause is invalid, other provisions remain fully enforceable.

Policy Changes

lunivaraqent reserves the right to update this disclaimer at any time. Changes will be posted here when made.

Contact

Email address: content@lunivaraqent.sbs

Phone: +1-759-110-7465

Address: 319 West Hastings Street, Suite 400, Vancouver, BC V6B 1K6 Canada

Effective Date: October 20, 2025

Last Updated: October 20, 2025